Use Case
Ditch the spreadsheets. Smartstream consolidates data from global correspondent banks into a single real-time view. Eliminate need to login to multiple banking portals. Generate BCBS 248 / SRP50 reports automatically.
Customise balance types, workflows, and views to meet your unique needs. Smartstream’s solution adapts to your operations.
Control intraday liquidity usage by holding payments based on real-time positions, reducing intraday liquidity risk and meeting regulatory requirements.
Track every cash flow from initiation to completion from multiple sources whilst avoiding double accounting.
Stay compliant with BCBS 248 / SRP50 and local regulator's implementations. Real-time tracking makes compliance easy and efficient.
Fast and flexible stress tests run in minutes. Model regulatory scenarios to assess liquidity resilience and help reduce buffer requirements.
Global Real-time Balance View
Consolidate multi-source data into a real-time global view of balances, with configurable levels for deeper liquidity insights.
Controlled Processes
Manual actions require second-level approval and are fully auditable, ensuring governance, accountability, and operational integrity.
Balance Snapshots
Capture and compare snapshots to audit balance composition and trace post-snapshot changes with full transparency.
Automated Sweeping
Highly configurable automatic balance sweeping rules ensure liquidity levels are maintained.
Intraday Matching
Automatically match intraday transactions to identify unsettled or unadvised cash flows, enabling earlier investigation and improving funding accuracy.
Active Liquidity Management
Hold or release payments based on real-time liquidity thresholds to optimise usage and reduce intraday exposure.
Balance Alerts
Receive real-time account balance alerts via dashboards or email to stay proactive and informed.
Regulatory Compliance
Meet BCBS 248/SRP50 with intraday liquidity reporting and stress testing, demonstrating compliance and facilitating reduced buffer obligations.
We support key SWIFT and ISO 20022 messages. For other feeds, we can either work with your existing ETL layer or handle transformation within the solution. Some clients connect just one system, others more than 30.
Yes. We can generate payment instructions in SWIFT or ISO 20022 formats. Alternatively, we can trigger a message to your internal payment system, depending on your setup.
Yes. While most data is loaded via feeds, users can upload manual entries through a form or by dragging in a file. These entries require approval from a second user to maintain operational control.
Yes. Our Payment Flow Control module allows you to pause all payments while assessing a market event. You can then apply rules to release specific messages based on available liquidity.
Yes. Alerts for threshold or limit breaches and activity triggers appear on dashboards and can also be sent via email.
You can view balances up to 365 days in the future, if the data is available in the dshboard, allowing you to track projected balances over time.
Yes. Dual approval is built in for manual cash flows, payment overrides, static data updates, and more, ensuring clear oversight and accountability.